What Are the Requirements of the UnionBank Home Loan?

Below are the general requirements all borrowers must submit for the UnionBank home loan:

General Documents:
● Accomplished Unionbank Home Loan application form
● Valid ID (Passport, UMID, Drivers License, PIC)
● Marriage contract (if married)

Income Documents (Additional requirements are needed based on a borrower's employment classification)
If Locally Employed
● Filled out application form
● Photocopy of marriage contract (if applicable)
● Photocopy of any government-issued ID with picture and signature
● Certificate of Employment
● 3 months latest pay slips

Self-Employed
● Filled out application form
● Photocopy of marriage contract (if applicable)
● Photocopy of any government-issued ID with picture and signature
● Business registration
● Latest 6 months bank statements
● Financial Statements
● Income Tax Return (ITR)
● List of top 3 suppliers/customers with contact numbers (landline)

If OFW
● Filled out application form
● Photocopy of marriage contract (if applicable)
● Photocopy of any government-issued ID with picture and signature
● Original Consularized Special Power of Attorney (SPA)
● Passport with entry and exit stamps

Collateral documents:
● Photocopy of title
● Lot plan with vicinity map
● Photocopy of tax declaration