We're making home loans simple.
Nook is the Philippines' first digital mortgage broker — built so every Filipino, here and abroad, can find the right home loan without the queues, the paperwork and the endless waiting.
Born to make home loans human again.
Buying a home in the Philippines has always been hard. We decided to change that.
Nook started in 2020 with one belief: getting a home loan shouldn't mean queuing at branches, submitting the same documents over and over, and filling in form after form, only to wait weeks for an answer. Our vision is simple — to help Filipinos around the world get the right home loan by matching them to the bank that fits their needs.
So we put the whole journey online. Instead of running between lenders yourself, you answer a few questions and Nook compares 20+ banks for you, then matches you to the lender most likely to approve you at the sharpest rate. Nook is a full-service brokerage, not a self-serve platform — a dedicated loan consultant does the entire application for you: preparing and lodging the bank forms, gathering your documents, chasing the follow-ups and managing all the back-and-forth. You don't fill in bank applications or visit branches.
Since then, we've partnered with some of the biggest banks in Southeast Asia and grown into the country's original and award-winning mortgage broker. And we're just getting started: Nook is on a mission to help 1,000,000 Filipino families buy their own home.
What makes us different
- We take away the laborious parts of getting a loan — no branch queues, no repeat document drops, no juggling multiple application forms.
- You compare 20+ lenders through a single guided flow, instead of approaching banks one at a time.
- A real human consultant does the whole application for you and stays with you from pre-qualification all the way to approval.
- It's 100% free — the banks pay Nook a commission once your loan is released, not you.
Filipinos first, always.
The values that shape every loan we help approve.
Filipinos first
Every decision starts with one question — does this help a Filipino family get into their own home faster? Our mission is one million of them.
100% free, always
You never pay Nook a peso. The banks pay us, so you get expert brokering and the sharpest rate at zero cost to you.
Real human experts
A dedicated loan consultant guides your whole application, and our team is on chat every day from 9:00am to 9:00pm.
OFWs welcome
Wherever in the world you are, the entire process is online — so Filipinos working abroad can buy back home just as easily.
About Nook — frequently asked
Who we are, how we work, and why it's free.
What is Nook?
Nook is the Philippines' original and award-winning mortgage broker, founded in 2020. Nook compares 20+ banks for you, matches you to the lender most likely to approve you at the sharpest rate, and a dedicated loan consultant then handles your entire home loan application end to end — so you never deal with a bank directly. Nook is on a mission to help 1,000,000 Filipino families buy their own home.
Is Nook a bank or a lender?
No. Nook is a mortgage broker, not a bank. Nook doesn't lend the money — it compares 20+ partner banks including BDO, BPI, Security Bank, UnionBank and RCBC, then matches you to the one most likely to approve you at the best rate and runs the whole application for you. The loan itself comes from a major Philippine bank; Nook does the legwork to get you there.
How much does it cost to use Nook?
It is 100% free for the borrower. You never pay Nook a peso. The bank pays Nook a commission once your loan is released, so you get expert brokering, bank comparison and a dedicated consultant who does the whole application for you at zero cost.
Can OFWs and Filipinos abroad use Nook?
Yes. The entire process is online, so OFWs and Filipinos living anywhere in the world can buy property back home without flying in or queuing at a branch. Your dedicated consultant handles the bank coordination locally while you stay updated by chat, text and email from wherever you are.
Why use a mortgage broker instead of going to a bank directly?
Going to a bank directly means applying to one lender at a time, repeating documents and chasing your own follow-ups. With Nook you compare 20+ banks through a single flow, get matched to the lender most likely to approve you at the best rate, and a dedicated consultant runs the whole application for you — all for free, because the bank pays Nook, not you.
Is Nook different from a real estate broker?
Yes. A real estate broker's job is to help sell or buy the property. Nook's job is only the home loan. That distinction matters because a property broker may have referral incentives tied to a developer, bank or partner, while Nook compares 20+ lenders and focuses on the bank most likely to approve you at a competitive rate.
Why not let my property broker choose the bank?
Your broker may be helpful with the property, but their loan suggestion can be influenced by where they earn the most commission or where the developer has a relationship. That may not be the bank with the best rate, fastest approval path or strongest criteria for your income. A mortgage broker like Nook compares lenders for the borrower, not for the property sale.
When was Nook founded?
Nook was founded in 2020 as the Philippines' original digital mortgage broker. Since then it has partnered with some of the biggest banks in the country, earned a 5.0-star Google rating from 116 reviews, and was Awarded Best Mortgage Broker Philippines by the Pan Finance Business Awards.
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