Right Choice Finance home loan, applied for you — by Nook
Right Choice Finance is one of the lenders on Nook's panel. Pre-qualify in 3 minutes and a dedicated loan expert prepares your entire Right Choice application, submits it and chases the lender for you — completely free.
Get a Right Choice Finance home loan without the legwork
Home sweet home — nothing beats living in your own home. Right Choice Finance offers secured property loans, but applying directly still means paperwork and back-and-forth. With Nook, you don't apply for your Right Choice loan; we do the whole thing for you.
Nook is the Philippines' original and award-winning mortgage broker — Awarded Best Mortgage Broker Philippines. When you pre-qualify, a dedicated Nook loan consultant is assigned to you. They prepare your Right Choice Finance application, collect and check your documents, lodge everything with the lender and handle every follow-up until you're approved. You never fill in a form at their office or queue at a branch.
Crucially, Nook doesn't only look at Right Choice. We compare Right Choice against 20+ lenders at the same time, so you can see whether it gives you the sharpest deal and the best chance of approval — or whether another lender on the panel fits you better. You stay in control; we carry the work.
It's 100% free to you. Lenders, including Right Choice Finance, pay Nook a commission only once your loan is released — so expert brokering costs you nothing.
Why borrowers choose Right Choice through Nook
- One dedicated expert manages your whole Right Choice application end to end
- Right Choice compared against 20+ lenders so you don't overpay
- No office visits — the entire process is handled online and over chat
- Support every day from 9:00am to 9:00pm, including for OFWs abroad
- Completely free — Right Choice pays Nook, not you
Right Choice Finance loan options Nook can arrange
Right Choice Finance provides secured loans against real estate. Nook matches your goal to the right Right Choice product — or to another lender if it suits you better.
Property acquisition
Borrow against real estate to acquire a house and lot, townhouse, condo or vacant lot.
Cash against property
Use a property you already own to release secured cash loan proceeds for major needs.
Property utilisation
Put an owned real estate property to work — develop, improve or leverage its value.
Refinancing
Move an existing loan to chase a better deal — Nook handles the full takeout for free.
Understanding Right Choice Finance loan rates
Rather than quote a number that changes with the market, here's how Right Choice pricing actually works — and how Nook makes sure you get the best one available.
Right Choice Finance loans are secured against real estate, with rates as low as 1.50%, financing of up to 70% of the property's appraisal value, and a maximum term of 5 years. The amount you can borrow is tied to the property and its appraised value, and the rate and term reflect that security and your financial profile. As a finance-company product, Right Choice loans are typically structured over shorter terms than a 20- or 25-year bank mortgage, which suits borrowers who want faster access against a property rather than the longest possible repayment runway.
Because advertised numbers move and the lowest one isn't always the best fit, Nook checks Right Choice's current pricing for your specific situation and compares it against 20+ lenders at once. You see the real figures side by side — including longer-term bank mortgages where they suit you better — and only proceed with Right Choice if it genuinely wins. This is the same free comparison Nook runs for every client.
How to apply for a Right Choice Finance loan with Nook
Pre-qualify
Answer a few questions at flow.nook.com.ph and see your options in about 3 minutes.
We match you
Nook compares Right Choice against 20+ lenders and confirms your best-fit option.
We do the legwork
Your Right Choice application, documents and lender follow-ups — all handled for you.
Get approved
Move into your home faster, with Nook beside you the whole way.
Right Choice Finance home loan questions, answered
Can I get a Right Choice Finance home loan through Nook?
Yes. Right Choice Finance is one of the lenders on Nook's panel, so you can apply for a Right Choice home loan through Nook for free. Nook prepares your full application, submits it to Right Choice and handles every follow-up for you — and at the same time compares Right Choice against 20+ other lenders so you only proceed if it's genuinely your best-fit option. You never have to deal with the lender directly or visit their Makati or Cebu office.
What is the home loan interest rate with Right Choice Finance?
Right Choice Finance offers secured property loans with rates as low as 1.50%, financing of up to 70% of the property's appraisal value and a maximum term of 5 years — with the exact rate, term and amount depending on the property, its appraised value and your financial profile. Right Choice loans are typically secured against real estate and structured over shorter terms than a 20- or 25-year bank mortgage. Rather than relying on a single advertised figure, Nook checks Right Choice's current pricing for your situation and compares it against 20+ lenders at once, so you can see whether Right Choice or another lender gives you the sharpest deal.
How do I apply for a Right Choice Finance housing loan?
The easiest way is to pre-qualify with Nook in about 3 minutes at flow.nook.com.ph. Answer a few questions and a dedicated Nook loan consultant prepares and lodges your Right Choice housing loan application, gathers your documents and chases the lender for updates until you're approved. You don't fill in forms at their office or queue at a branch — Nook does the whole application for you, and it's 100% free because lenders pay Nook a commission only once your loan is released.
What can a Right Choice Finance loan be used for?
Right Choice Finance provides secured loans you can use to acquire a real estate property, to develop or utilise a property, or to release cash against a property you already own. They also work across business, consumer, home, auto and salary loans. Nook focuses on the home-loan use case and matches your goal to the right Right Choice product — or to another lender on the panel if it suits you better, at no cost to you.
Start your Right Choice home loan in 3 minutes.
Pre-qualify free and let a dedicated Nook expert handle the entire Right Choice Finance application for you. Prefer to talk it through first? Get in touch with Nook and chat to a live agent any day, 9am–9pm.
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