Welcome Bank home loan, applied for you — by Nook
Welcome Bank is one of the lenders Nook works with. Pre-qualify in 3 minutes and a dedicated loan expert prepares your entire Welcome Bank application, submits it and chases the bank for you — completely free.
Get a Welcome Bank home loan without dealing with the bank
Welcome Bank brings Korean banking experience to the Philippine market — but applying directly still means paperwork, branch visits and weeks of follow-up. With Nook, you don't apply for your Welcome Bank home loan; we do the whole thing for you.
Welcome Bank (Rural Bank), Inc. is one of the Philippine subsidiaries of Korea's Welcome Financial Group, which runs one of Korea's largest savings banks alongside more than a dozen other financial businesses and is backed by roughly USD 3.6 billion in total assets. That liquidity lets the bank fund its Philippine operations actively while applying decades of Korean banking know-how locally. In the Philippines, Welcome Bank specialises in home loans, business loans, personal loans, auto loans and salary loans, with its head office in Pasig City.
Nook is the Philippines' original and award-winning mortgage broker — awarded Best Mortgage Broker Philippines. When you pre-qualify, a dedicated Nook loan consultant is assigned to you. They prepare your Welcome Bank application, collect and check your documents, lodge everything with the bank and handle every back-and-forth until you're approved. You never fill in a bank form or queue at a branch.
Crucially, Nook doesn't only look at Welcome Bank. We compare it against 20+ lenders at the same time, so you can see whether Welcome Bank gives you the sharpest rate and the best chance of approval — or whether another lender on the panel fits you better. You stay in control; we carry the work.
It's 100% free to you. Lenders, including Welcome Bank, pay Nook a commission only once your loan is released — so expert brokering costs you nothing.
Why borrowers choose Welcome Bank through Nook
- One dedicated expert manages your whole Welcome Bank application end to end
- Welcome Bank compared against 20+ lenders so you don't overpay
- No branch visits — the entire process is handled online and over chat
- Support every day from 9:00am to 9:00pm, including for OFWs abroad
- Completely free — Welcome Bank pays Nook, not you
Welcome Bank home loan options Nook can arrange
Nook matches your goal to the right Welcome Bank product — or to another lender if it suits you better.
Property acquisition
Buy a house and lot, townhouse, condo or apartment with a Welcome Bank acquisition home loan.
Refinancing
Move an existing loan to chase a better rate — Nook handles the full takeout for free.
Construction & improvement
Finance building on a lot you own, or renovate and improve an existing home.
Home equity
Unlock the value in a property you already own for other major needs.
Understanding Welcome Bank home loan interest rates
Rather than quote a number that changes with the market, here's how home loan pricing actually works — and how Nook makes sure you get the best one available.
Home loan rates in the Philippines move with the market and are usually offered as a fixed rate for a period you choose, after which the loan moves to a repricing rate. Generally, a shorter fixing period carries a lower headline rate, while a longer fixing period gives you more certainty for longer. Your final rate also depends on the loan amount, the property and your income profile, so the lowest advertised figure isn't always the one you'll actually get — or the best fit for you.
Because advertised rates move, Nook checks Welcome Bank's current pricing for your specific situation and compares it against 20+ lenders at once. You see the real numbers side by side and only proceed with Welcome Bank if it genuinely wins. This is the same free comparison Nook runs for every client.
How to apply for a Welcome Bank home loan with Nook
Pre-qualify
Answer a few questions at flow.nook.com.ph and see your options in about 3 minutes.
We match you
Nook compares Welcome Bank against 20+ lenders and confirms your best-fit option.
We do the legwork
Your Welcome Bank application, documents and bank follow-ups — all handled for you.
Get approved
Move into your home faster, with Nook beside you the whole way.
Welcome Bank home loan questions, answered
Can I get a Welcome Bank home loan through Nook?
Yes. Welcome Bank is one of the lenders Nook works with, so you can apply for a Welcome Bank home loan through Nook for free. Nook prepares your full application, submits it and handles every follow-up for you — and at the same time compares Welcome Bank against 20+ other lenders so you only proceed if it is genuinely your best-fit option. You never have to deal with the bank directly or visit a branch.
What is the home loan interest rate for Welcome Bank?
Welcome Bank home loan rates move with the market and depend on your loan amount, the property and your income profile, so there is no single fixed number. Rather than relying on one advertised figure, Nook checks Welcome Bank's current pricing for your specific situation and compares it side by side against 20+ lenders at once. You see the real numbers together and only proceed with Welcome Bank if it gives you the sharpest rate and the best chance of approval.
How do I apply for a Welcome Bank housing loan?
The easiest way is to pre-qualify with Nook in about 3 minutes at flow.nook.com.ph. Answer a few questions and a dedicated Nook loan consultant prepares and lodges your Welcome Bank housing loan application, gathers your documents and chases the bank for updates until you're approved. You don't fill in bank forms or queue at a branch — Nook does the whole application for you, and it's 100% free because the bank pays Nook a commission only once your loan is released.
Who is Welcome Bank in the Philippines?
Welcome Bank (Rural Bank), Inc. is a Philippine subsidiary of Korea's Welcome Financial Group, which operates one of Korea's largest savings banks alongside more than a dozen other financial businesses, backed by roughly USD 3.6 billion in total assets. In the Philippines it offers home loans, business loans, personal loans, auto loans and salary loans, with its head office in Pasig City. Nook can lodge your Welcome Bank home loan application for you and compare it against other lenders at no cost.
Start your Welcome Bank home loan in 3 minutes.
Pre-qualify free and let a dedicated Nook expert handle the entire Welcome Bank application for you. Prefer to talk it through first? Chat to a live agent any day, 9am–9pm.
Check my rate →