Loan calculators that do the maths for you.

Nook offers eight free Philippine loan calculators: a monthly repayments calculator, a refinancing savings calculator, a borrowing power calculator, a debt-to-income calculator, a Pag-IBIG housing loan calculator, a savings and investment calculator, a personal loans monthly repayments calculator, and a credit card repayment calculator. They all give an instant indicative estimate. To turn any estimate into real, bank-backed numbers, Nook pre-qualifies you across 20+ banks in about 3 minutes, completely free.

Yes, every calculator on Nook is 100% free, and so is Nook's full brokering service. The banks pay Nook a commission only once your loan is released — you never pay Nook a fee. You can use the calculators as often as you like with no sign-up, then get a dedicated loan consultant to run your whole application at zero cost, with no obligation to proceed.

The calculators give indicative estimates only, not loan offers. They use sample rates to show roughly what your repayments or savings could look like. Your actual rate and repayment depend on the lender you're matched with, your income and credit profile, the property, and the rates available the day you apply. To get real numbers, Nook compares 20+ banks and pre-qualifies you in about 3 minutes — free and with no obligation.

Start with the borrowing power calculator to see how much you could borrow, then use the monthly repayments calculator to check what those repayments would look like. If you're a Pag-IBIG member, try the Pag-IBIG housing loan calculator too. When you're ready for real numbers, Nook compares 20+ banks and matches you to the lender most likely to approve you at the sharpest rate — for free, in about 3 minutes.

Yes. Nook is a full-service brokerage, not a self-serve tool. A dedicated loan consultant runs your entire application from start to finish — preparing the bank forms, chasing documents, coordinating with the lender and handling all the back-and-forth for you. You don't fill in bank paperwork or visit a branch, and you get progress updates by text and email the whole way through. It's 100% free; banks pay Nook on release.

Yes. OFWs and Filipinos living abroad are welcome, and many of Nook's clients are overseas. The calculators work from anywhere, and the entire loan process — pre-qualifying, comparison, document handling and bank communication — is handled remotely, so you never need to be in the Philippines. Nook's team supports clients worldwide every day from 9:00am to 9:00pm on Messenger, WhatsApp or Telegram.

No. The calculators are free and require no sign-up — just move the inputs and read your estimate. When you're ready to turn an estimate into real options, pre-qualifying with Nook takes about 3 minutes and is also free, with no obligation. The only people who pay Nook are the banks, and only once your loan is released.