Nook | We're Making Loans Simple

New Nook Logo - We're Making Loans Simple
  • Your Loans

    Choose the best loan type you can have for your needs.

    Know which type of housing loan you need to manage your finances.

    Need to buy something? Continue studying? Or going somewhere else?

    Other Links

    Get Pre-Qualified

    Find out if you qualify for a loan in just 3 minutes.

    Mortgage Brokering

    We help you with your loan transaction at no cost to you.

    Book Consultation Call

    Get expert advices from our loan consultants for free.

    Loan Calculators

    Check your financial capacity now.

  • Partners

    Join the many who made the best decision in providing their clients with the best home loan journey available in the country.

    Banking Partners

    Some of the biggest banks in the Philippines with the goal of making home loans simple.

    Strategic and Partner Developers

    In coordination with top developers, realty and service providers for B2B connections.

    Retail Partners

    Get discounts and exclusive deals during your home loan journey from these retails shops.

    Affiliate Program

    Refer your friends and family to become an affiliate and receive commission plus discounts for every successful referrals.

    Nook Home Loans - Affiliate Army
  • Latest News

  • About

    Know more about the Philippines' first mortgage broker, how we do it and why only we can do it.

    Nook App

    Transact more faster with your Nook loan consultant on our app.

    Our Process

    Processing your loan application can be done with our four simple steps.

    About Us

    Why we are the first and the only mortgage broker in the country.


    Join the Mortgage Brokering Industry Pioneer, Nook.

    Contact Us

    Chat to us now from our website and talk to a Live Agent.

    Help Center

    Tutorials and How-to guides when using Nook's technology.

The #1 Way to Get a Fast Home Loan

The #1 Way to Get a Fast Home Loan

Nook Admin – December 21, 2021

Transcript of the video


Hi guys, welcome. I'm Cyrus from Nook, the Philippines one number mortgage broker. We will help you find the right home loan and get it approved by a major bank for absolutely no charge.

In this video I'm joined by Leigh from the Nook team and to help explain how you can avoid a lengthy home loan application process and make the experience as quick and as easy as possible.

Hi Leigh!


Hi Cy!


So Leigh, before we get to your number 1 tip for a fast home loan approval, are there some things people can do themselves to help speed up the home loan process?


Yes definitely.

There are some common things that can really slow down a home loan application from being approved with a major bank.

One of them is employment verification. This is part of the home loan approval process and it is where the bank needs to chat with a borrowers HR department to verify their employment status and other details.

Often, the employer does not respond to the banks request and this is where the home loan application can get stuck.

We always recommend that a borrower talk with their employer to advise them that they are applying for a home loan and that the bank will be contacting them for verification purposes.

Their HR team are now at least aware that someone will call.


Great tip. Is there anything else?


I would say that applying to the wrong banks for the borrowers' financial circumstances is a common problem.

Many borrowers are unaware of which banks they are qualified to lend from and just randomly apply to a few different banks.

The problem is that not all banks are the same. They each have their own unique lending criteria. So a borrower may be approved by one bank by declined by another.

So we encourage borrowers to get pre-qualified with a mortgage broker like Nook to find the banks that a borrower matches the criteria of.




Another thing would be for the borrower to just be organised. Have your ID documents scanned and ready. Bank statements ready. Be ready to quickly respond to requests for information.

Banks have lot's of loan applications to deal with. The longer a borrower takes to respond with information, the more chance there is for the bank to focus on other applications.


Great. So Leigh, what is your number tip for a fast home loan approval?


The fastest way to get a home loan approved is to work with a home loan specialist like Nook.

Nook is a mortgage broker and our team do nothing but home loans every single day.

A borrower will generally only go through a home loan process a few times in their life. But a mortgage broker does the process all day.

So having someone experienced manage the entire home loan process for a borrower is a sure way to speed up the process and relieve a lot of stress for the borrower.

Not only that, Nook has the technology to match borrowers to the right bank in a matter of minutes. This dramatically reduces the application time.


Right. So how much does it cost to hire a mortgage broker like Nook?


The services of Nook are absolutely free of charge for the home loan borrower. A mortgage broker is paid by the bank once the loan is settled.

So Nook will handle the whole home loan application process, get the loan approved and paid out fast, and it costs the borrower nothing for us to do that.


Great, thanks Leigh for that insight.

So that is it for today.

If you're considering buying a property or need a housing loan and want to understand your financing options, contact Nook today.

Just visit

If you got value from this video today, please share it with just one person you know. We would appreciate that.

Thanks for joining us. And see you next time.